The view is better from here.

W-2s, paystubs and tax returns — traditional income documentation with Non-QM flexibility.

12 or 24 months of personal or business bank statements to qualify self-employed borrowers.

CPA- or tax professional-prepared P&L — with supporting bank statements or P&L only.

1099 income with YTD documentation for qualifying self-employed borrowers.

Use eligible liquid and retirement assets to generate qualifying income.

Qualify wage or salary income using a written verification of employment.

Qualify investment properties using rental income — with options for 1–8 units.

Standalone seconds that tap available equity while leaving the first mortgage in place.

Financing for foreign nationals with DSCR and alternative documentation options.